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Group Health Insurance

The professionals at Health Insurance Strategies are independent agents who will recommend a carefully selected group of financially sound and reputable insurance companies and products. During the process of designing your health insurance and tax strategy, we can recommend insurance products that are the best fit for your company and then help you determine whether an HRA, FSA, or HSA, would enable you to further your goals and objectives. The market is continually changing, and we are proactive in using the tools that are currently available in order to save you money.

We Offer a Complete Insurance Product Line

Traditional, Self-Funded and Managed Care Medical

Optional Dental & Vision Plans

Life and AD&D Plans

Disability

We’re here to help
(541) 388-2000

Group Health Insurance

TRADITIONAL & SELF FUNDED MEDICAL

Our main focus is on healthcare benefits for small and medium sized businesses between 2 and 50 employees. Our expertise in this area sets us apart from others in the industry. This dedication to customization of plans and superior customer service is what makes Health Insurance Strategies truly unique.

We also have the expertise to work with large groups above 50 employees, many of whom self-fund their health plans. This is one reason we are strong proponents of using an HRA which allows the group to participate in self-funding. Using an HRA allows greater flexibility in plan design and gives the employer more control over benefit plans and costs associated with it. An HRA also provides the opportunity for the employer to retain more cash than a fully insured plan, thereby improving cash flow. The employer can directly benefit from favorable claims experience, managed care discounts and claims control programs.

OPTIONAL DENTAL & VISION PLANS

Employers can implement an employee dental program based on their company’s needs, whether those needs revolve around choice of plan features, cost savings, or both. Vision plans are also available with any standard dental program. A variety of insurance companies’ products are available, and we assist employers in making a well-informed choice.

LIFE AND AD&D PLANS

Individual Life, Group Life, and Accidental Death & Dismemberment plans offer a simple and affordable way to provide protection for you, your employees, and their families from financial hardships associated with loss of life or serious accidents. We work with employers to customize a Group Life and AD&D program that fits their needs.

DISABILITY

Employers may face reduced productivity, replacement worker costs and decreased workplace morale when employees are disabled. Employees may face personal, medical and financial challenges. To minimize these effects, we encourage employers to consider incorporating a disability program. We assist you in determining which Short Term Disability and/or Long Term Disability program would complement your current benefits, while working to accomplish your goal of caring for your employees and their need to secure their income during a disability.

 

Do you have questions or would you like literature sent to you about Group Health Insurance? Please call (541) 388-2000. Our friendly staff would be glad to assist you with your health insurance needs!

Our office hours are:
Monday-Thursday 9:00 am to 3:00 pm or by Appointment
Closed for lunch 12:00 to 12:30 Daily

Please send all written requests and/or applications to:

Health Insurance Strategies, LLC
320 SW Upper Terrace Drive, Suite 101
Bend OR 97702

Health Insurance Strategies, LLC

320 SW Upper Terrace Drive, Suite 101
Bend, OR 97702

Please view our map for directions

Tel - (541) 388-2000
Fax - (541) 388-2004






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