Group Health Insurance
The professionals at Health Insurance Strategies are independent agents who will recommend
a carefully selected group of financially sound and reputable insurance companies and products. During the
process of designing your health insurance and tax strategy, we can recommend insurance products that are
the best fit for your company and then help you determine whether an HRA, FSA, or HSA, would enable you to
further your goals and objectives. The market is continually changing, and we are proactive in using the
tools that are currently available in order to save you money.
We Offer a Complete Insurance Product Line
Traditional, Self-Funded and Managed Care Medical
Optional Dental & Vision Plans
Life and AD&D Plans
Disability
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We’re here to help
(541) 388-2000
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TRADITIONAL & SELF FUNDED MEDICAL
Our main focus is on healthcare benefits for small and medium sized businesses between 2
and 50 employees. Our expertise in this area sets us apart from others in the industry. This dedication to
customization of plans and superior customer service is what makes Health Insurance Strategies truly unique.
We also have the expertise to work with large groups above 50 employees, many of whom
self-fund their health plans. This is one reason we are strong proponents of using an HRA which allows the
group to participate in self-funding. Using an HRA allows greater flexibility in plan design and gives the
employer more control over benefit plans and costs associated with it. An HRA also provides the opportunity
for the employer to retain more cash than a fully insured plan, thereby improving cash flow. The employer
can directly benefit from favorable claims experience, managed care discounts and claims control programs.
OPTIONAL DENTAL & VISION PLANS
Employers can implement an employee dental program based on their company’s needs, whether
those needs revolve around choice of plan features, cost savings, or both. Vision plans are also available
with any standard dental program. A variety of insurance companies’ products are available, and we assist
employers in making a well-informed choice.
LIFE AND AD&D PLANS
Individual Life, Group Life, and Accidental Death & Dismemberment plans offer a simple
and affordable way to provide protection for you, your employees, and their families from financial hardships
associated with loss of life or serious accidents. We work with employers to customize a Group Life and AD&D
program that fits their needs.
DISABILITY
Employers may face reduced productivity, replacement worker costs and decreased workplace
morale when employees are disabled. Employees may face personal, medical and financial challenges. To
minimize these effects, we encourage employers to consider incorporating a disability program. We assist
you in determining which Short Term Disability and/or Long Term Disability program would complement your
current benefits, while working to accomplish your goal of caring for your employees and their need to
secure their income during a disability.
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Do you have questions or would you like literature sent to you about
Group Health Insurance? Please call (541) 388-2000. Our
friendly staff would be glad to assist you with your health insurance
needs!
Our office hours are: Monday-Thursday 9:00 am to 3:00 pm or by Appointment Closed for lunch 12:00 to 12:30 Daily
Please send all written requests and/or applications to:
Health Insurance Strategies, LLC
320 SW Upper Terrace Drive, Suite 101
Bend OR 97702
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